Critical Banker is a Luck Perk in Fallout 4 (FO4). Learn if Critical Banker is worth it, Critical Banker's ID and ranks, as well as how to get and unlock Critical Banker.
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Critical Banker is a worthy perk to invest in early on, as you can save and stack up critical hits to be used in situations where you need it the most, such as facing an enemy while you're on the brink of death.
Rank | Perk ID |
---|---|
1 | 0004c91f |
2 | 0004c920 |
3 | 0004c921 |
Rank | Required Lvl. | Description |
---|---|---|
Rank 1 | - | You can save a critical hit, to be used in V.A.T.S. when you need it the most. |
Rank 2 | 17 | You can now save 2 critical hits, to be used in V.A.T.S. when you need them the most. |
Rank 3 | 43 | You can now save 3 critical hits, to be used in V.A.T.S. when you need them the most. Banking a critical has a chance to save an additional critical. |
Critical Banker is on Luck Level 7 |
The Critical Banker perk is unlocked when your Luck is at Level 7. You can start at this level by assigning 7 points to Luck during the Registration Form at the start of the game. Otherwise, you can get to this level by collecting SPECIAL magazines or bobbleheads and spending perk points upon level up.
After getting to Luck 7, you're free to spend perk points on ranking up the skill, as long as you are at the required character level to rank up.
Best Perks Tier List | Strength |
Perception | Endurance |
Charisma | Intelligence |
Agility | Luck |
Fortune Finder | Scrounger | Bloody Mess |
Mysterious Stranger | Idiot Savant | Better Criticals |
Critical Banker | Grim Reaper's Sprint | Four Leaf Clover |
Ricochet |
Critical Banker Perk - Is It Worth It?
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