Critical Banker is a Luck Perk in Fallout 4 (FO4). Learn if Critical Banker is worth it, Critical Banker's ID and ranks, as well as how to get and unlock Critical Banker.

Is Critical Banker Worth It?

Yes, You Can Stack Critical Hits and Use it in Emergencies

Critical Banker is a worthy perk to invest in early on, as you can save and stack up critical hits to be used in situations where you need it the most, such as facing an enemy while you're on the brink of death.

Best Perks Tier List

Critical Banker Perk ID

All Critical Banker IDs

List of All Perk IDs

Critical Banker Ranks

How to Get Critical Banker

Unlock Critical Banker at Luck 7

Critical Banker is on Luck Level 7

The Critical Banker perk is unlocked when your Luck is at Level 7. You can start at this level by assigning 7 points to Luck during the Registration Form at the start of the game. Otherwise, you can get to this level by collecting SPECIAL magazines or bobbleheads and spending perk points upon level up.

After getting to Luck 7, you're free to spend perk points on ranking up the skill, as long as you are at the required character level to rank up.

Fallout 4 Related Guides

Fallout 4 Perk Chart

All Perks Guide

All Luck Perks

Fortune Finder	Scrounger	Bloody Mess
Mysterious Stranger	Idiot Savant	Better Criticals
Critical Banker	Grim Reaper's Sprint	Four Leaf Clover
Ricochet