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Persona 5: The Phantom X (P5X)

Bank Arc Palace Walkthrough

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Persona 5 The Phantom X - Bank Arc
This is a guide to the Bank Arc, Kaneshiro's Palace in Persona 5: The Phantom X (P5X). Check out our complete step-by-step walkthrough, brochure locations, and rewards in this guide.

Museum Arc Walkthrough

Bank Arc








Stage 3-1 Bank Card Locations


Bank Entrance

Upper Floor

Use the grappling hook to reach the upper floor and get the 2nd and 3rd Bank Cards.

Stage 3-2 Bank Card Locations


Front Hall

Enter an air vent to reach the upper part of the map. At the upper part of the map, you will need to look for switches that can open the doors in the area.

How to Reach the 2nd Bank Card

After getting the 1st Bank Card, go to the opposite end of the hallway and approach the lockers. Jump to go up the lockers and to reach the air vent that you need to enter to reach the other side of the hall.

After exiting the air vent, turn right. Enter the first hallway to your right, and you will reach the Bank Card.

How to Reach the 3rd Bank Card


Room With Fake Money

1st Room Switch

Go first to the room with fake money. Open the said room by pressing the switch on the right side of the door.

After entering the room, press the switch on the opposite side of the room. The switch will open the door to the 3rd Bank Card, but be careful since there is a Shadow roaming the room.

How to Open the Room with 2 Chests

Persona 5 The Phantom of X - 3-2 Room With Shadow
After entering the room where you find the 3rd Bank Card, look for a switch on the right wall of the room and press it. This will open a room with a Shadow, which you need to defeat.

After defeating the Shadow, you can press the switch on the right side of the room, near the entrance, that will open the door to the room with 2 Chests. Another Chest will also appear outside the room after defeating the Shadow.

Stage 3-3 Bank Card Locations


2nd Floor

1st Floor

The stage has 3 Bank Cards, 3 Chests, and 1 strong enemy. In order to get all of them, you need to disable the spikes scattered in the stage.

To clear this stage, you also need to find the switch to activate the elevator.

How to Disable the Spikes

In the area where you find the 2nd Bank Card, you will find 2 floor switches. Push the nearby statue to one of the switches and step on the other switch to deactivate all the spikes in the map.

Where to Find the Elevator Switch

Go to the room nearest to the 3rd Bank Card. You can enter it through the room beside it. Inside the room, approach the lockers and jump to reach the elevator switch.

Stage 3-4 Bank Card Locations


Staff Passageway

Be careful of surveillance cameras since they will alert enemies if you step within their view.

Destroy the switch near the 2nd Bank Card to deactivate most of the electrical fences on the map.

Where to Use The Bank Key

In a room near the 3rd Bank Card, you need to defeat a Shadow to obtain the Bank Key. Use to Bank Key to unlock a stairway at area where you found the 1st Bank Card, and reach a Chest.

Stage 3-5 Bank Card Locations


Staff Passageway

Once again, the stage will be filled with surveillance cameras that will alert enemies if you step within their view.

To reach the 4th Bank Card, enter an air vent from the room above it. You can find the air vent above the lockers.

Stage 3-6 Bank Card Locations


Laundering Office

To find all the Bank Cards and Chests on the map, look for air vents near the floor. After destroying the switch to disable the electric fences, Cattle will point out the air vent that will allow you to reach the 1st Bank Card.

Stage 3-7 Bank Card Locations


Vault 1st Floor - Upper Level

Vault 1st Floor - Lower Level

To get the 2nd Bank Card, you need to deactivate the spikes around it. Step on the floor switch at the opposite side of the room to deactivate the spikes.

Before opening the final Chest of the stage, continue moving forward in the hallway to get the 4th Bank Card. Opening the chest will end the stage.

Stage 3-8 Bank Card Locations


Vault 2nd Floor - Lower Level

Vault 2nd Floor - Upper Level

To move forward, deactivate the spikes and electric fences in the map. You can destroy the switch for the electric fences after defeating Orthrus.

Use Grappling Hook to Reach Chest Near Starting Point

From the 3rd Bank Card, keep moving forward until you reach the end of the hallway. Drop down to the starting point and get close to the large shelf to your left. A prompt to use the grappling hook will appear.

Stage 3-9 Bank Card Locations


Vault 3rd Floor

Deactivate the electric fences and the spikes to move forward. You can climb up the large metal shelves to reach the Bank Cards and Chests.

Stage 3-10 Boss Strategy (Irshya)

Persona 5 The Phantom X - Irshya Fight

Irshya
Piggytron
Sturdy Guard
PhysicalPhysical GunGun FireFire IceIce
- - - -
ElectricElectric WindWind PsychicPsychic NukeNuclear
- - - -
BlessBless CurseCurse
- -
PhysicalPhysical GunGun FireFire IceIce
- - - -
ElectricElectric WindWind PsychicPsychic NukeNuclear
- - - -
BlessBless CurseCurse
- -

Recommended Party

Recommended Personas for Wonder
★★★
SurtSurt
★★★★★
TitaniaTitania
★★★★★
NornNorn
★★★★★
BishamontenBishamonten
Party Composition
Makoto NiijimaQueen Chizuko NagaoVino Leo KamiyamaLeon Kayo TomiyamaOkyann

It is recommended that you bring only one DPS against Irshya. Since Queen is required for the fight, build a team around her.

Vino and Leon are the best supports for Queen. Vino increases the damage of Queen by inflicting multiple elemental ailments, while Leon provides additional attack buffs and shield for Queen.

Irshya (Sinner of Gluttony) Boss Fight Guide

Bank Arc Palace Rewards

Collectible Rewards

# Objective Reward
1 Open 15 Treasure Chests ・200 Destiny Badge
・30 Meta Jewels
2 Open 30 Treasure Chests ・200 Destiny Badge
・30 Meta Jewels
3 Collect 10 Bank Cards ・200 Destiny Badge
・30 Meta Jewels
4 Collect 20 Bank Cards ・200 Destiny Badge
・30 Meta Jewels
5 Get 100% progress in all Bank Arc Stages ・200 Destiny Badge
・30 Meta Jewels

Persona 5: The Phantom X Related Guides

Persona 5 X Palaces Partial Banner
List of All Palaces

All Story Palaces

List of Story Palaces
1 Kiuchi's Palace
2 Miyazawa's Palace
3 Katayama's Palace

All Event Palaces

List of Event Palaces
Palace Event
1 Castle in the Void Take Your Heart
2 Museum Arc Crossroads of Fate
3 Bank Arc Crossroads of Fate
4 Pyramid Arc Crossroads of Fate

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